Think about your employment and credit. Have you had good payment history for the last several years? If you've been at your present employer less than two years, have you been working in the field for at least that long?
How much can you afford to spend on housing? What kind of place would you like to call home: a high-rise condo? a single-family home? or maybe that place at the beach?
Based on what you know about your past employment history, try to project what your income level might be: 1-3 years, 5-10 years, 15-30 years in the future. You should also consider future family growth because the loan you choose today can affect your life tomorrow.
Take a few moments to pause and reflect on these questions, then use our Loan Consultant to help find the answers you need about the loan options that work best for you.
