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HOME • BECU.ORG • MEMBERSHIP • CONTACT US• GLOSSARY
Loan Options
Unique Loans

If your needs don’t fit within the framework of more traditional loans, we have some other options for you.

Loan Consultant
We can help find the best loan program for your needs. 

My Community - 10/1 Year ARM

My Community - 30 Yr Fixed

My Community - 5/1 Year ARM

My Community - 7/1 Year ARM

30 Year Fixed Home Loan Payment Relief (HLPR)

  • This program has been created as a benefit to BECU's members of modest means and who are contemplating purchasing a home.
  • The HLPR loan is targeted to first-time homebuyers purchasing an owner occupied residence.
  • This product is for borrowers at 70.01% to 100% of HUD Median Income. To see the current HUD Median Income amounts, click here for details.

    3/27 Step-Rate Home Loan Payment Relief (HLPR) B

  • This program has been created as a benefit to BECU's members of modest means and who are contemplating purchasing a home.
  • The HLPR loan is targeted to first-time homebuyers purchasing an owner occupied residence.
  • This product is for borrowers between 50.01% and 70% of HUD Median Income. To see the current HUD Median Income amounts, click here for details.

    3/27 Step-Rate Home Loan Payment Relief (HLPR) A

  • This program has been created as a benefit to BECU's members of modest means and who are contemplating purchasing a home.
  • The HLPR loan is targeted to first-time homebuyers purchasing an owner occupied residence.
  • This product is for borrowers at 50% or less of HUD Median Income. To see the current HUD Median Income amounts, click here for details.

    5/1 Year ARM Home Loan Payment Relief (HLPR)

  • This program has been created as a benefit to BECU's members of modest means and who are contemplating purchasing a home.
  • The HLPR loan is targeted to first-time homebuyers purchasing an owner occupied residence.
  • Members currently owning an owner-occupied residence or any type of non-owner occupied property (rentals) will not qualify for this program.
  • This product is for borrowers at 100% or less of HUD Median Income.







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