Where to Start

Information For First-Timers

First-Time Home Buying

Buying your first home can be exciting and stressful. The more you know about the home buying process, the more confident you'll feel when making the important decisions. Some steps, like prequalifying for a loan, can help the process go smoothly.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the mortgage application process to bring you a faster, more technologically advanced way to finance your home.

Buying Your Next Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the mortgage application process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the mortgage application process to bring you a faster, more technologically advanced way to finance your home.

Building A New Home

Construction Loans

Construction Permanent Loans offer the convenience of a one-time loan application, approval, processing documentation and loan closing covering both the Construction Loan and Permanent Mortgage Loan.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the mortgage application process to bring you a faster, more technologically advanced way to finance your home.



More Loan Options

DREAM BIG, SAVE BIG WITH A BECU JUMBO LOAN

If you're thinking about buying a new home or refinancing your mortgage for amounts over $453,100, BECU can help with a money-saving jumbo loan. Apply now.

  • New Lower Rates on 30-Year Fixed and 5/1 ARMs
  • No Origination Fee
  • We offer up to a $750,000 loan amount at 90% Loan-to-Value
  • We finance up to $2.5 million dollars

Loans are subject to creit approval and other underwriting criteria. Certain restrictions apply. Home Loan program rates, terms and conditions subject to change without notice.

BECU 5/5 ARM

Whether you are purchasing a new home or refinancing, BECU's 5/5 ARM can provide you with the flexibility and payment stability that you are looking for. Apply now.

Program highlights:

  • Rate adjusts every 5 years after the initial adjustment, instead of annually like most ARM products
  • Increased purchasing power with a lower initial rate
  • No Origination Fee for loan amounts up to $2.5 million - Limited-time offer!

Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs, terms and conditions subject to change without notice.  

REFINANCE YOUR LOAN TO A 12-YEAR NO-FEE BECU MORTGAGE

 

If you owe $453,100 or less on your mortgage, you can take advantage of the current historically low refinance rates - and pay no BECU closing costs or fees out of pocket! Apply now.

 

The BECU 12-Year No Fee Mortgage lets you:

  • Refinance your existing mortgage without additional BECU costs or fees
  • Lock in your low rate for up to 60 days from application
  • Get a loan amount of up to $453,100

12-Year No Fee loans are for refinances only. Borrower is responsible for paying other financial institution fees and charges related to the existing loan (for example, payoff demand statement fee and/or a re-conveyance fee) as well as any prepayment penalty imposed by that lender. The borrower is responsible for payment of per diem interest and property taxes and insurance premiums (if due). Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs, terms and conditions subject to change without notice.






GET PRE-QUALIFIED FIRST

Thinking about buying but not quite ready to apply?
Pre-qualify for a loan.




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