BECU: Home

Save Thousands
on Closing Costs

BECU's home loan closing costs are lower than
most local lenders. You could save thousands! Check out our rates.

BECU Home Loans have no pre-payment penalties.

HLPR Loans for First-time Homebuyers

Our Home Loan Payment Relief (HLPR) loan products are designed for homebuyers with household incomes of 100% or less of the median income (currently $80,000 in King/Pierce/Snohomish counties). These products feature no private mortgage insurance (PMI) and up to 97% financing. Learn more.

Building a custom home? BECU and CLC can help you!

If you are planning on working with a builder to create your dream home, click here to go to our site that lets you choose and apply for construction and construction-to-permanent home loans.

Reverse Mortgages

If you are age 62 or older, you may qualify for a government insured reverse mortgage loan where you could turn the value of your home into a source of income*. BECU has partnered with Golden Gateway Financial** to help members compare and choose the right reverse mortgage. To learn more, click here to visit Golden Gateway online or call them at 1-888-8CU-REVERSE.

* Subject to specific lender terms and conditions as well as appraised value of your home and any outstanding mortgage balance(s).

**Golden Gateway Financial provides a unique set of online tools and clear and unbiased communication to help seniors find the answers and resources relating to reverse mortgages. Golden Gateway Financial is an independent Reverse Mortgage Services provider and is not affiliated with BECU.

Building a custom home? BECU and CLC can help you!If you are planning on working with a builder to create your dream home, click here to go to our site that lets you choose and apply for construction and construction-to-permanent home loans.

Building a custom home? BECU and CLC can help you!If you are planning on working with a builder to create your dream home, click here to go to our site that lets you choose and apply for construction and construction-to-permanent home loans.

Reverse Mortgages

Building a custom home? BECU and CLC can help you!

If you are planning on working with a builder to create your dream home, click here to go to our site that lets you choose and apply for construction and construction-to-permanent home loans.

Building a custom home? BECU and CLC can help you!

If you are planning on working with a builder to create your dream home, click here to go to our site that lets you choose and apply for construction and construction-to-permanent home loans.