Purchase Calculators
Before you start looking for a home, make sure you're on firm footing financially. Can you pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to use to determine the preliminary answers. Plug in your figures and see if it all adds up.
Please note, BECU currently only lends in the following states:
- Arizona
- California
- Idaho
- Illinois
- Kansas
- Missouri
- Oregon
- Pennsylvania
- South Carolina
- Washington
What Is Your Monthly Payment?
Should You Rent Or Buy?
Pre-Qualify
Use this calculator to determine how much you can afford and generate a pre-qualification letter for certain loan types. If you don't know what loan is right for you, visit our Loan Consultant feature first.
Monthly private mortgage insurance (PMI), if required, will not appear in the Total Monthly Payment (PITI) in the Pre-Qualify Summary. Please use the Loan Consultant to see full payment information, including PMI.