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Where to Start

Information For First-Timers

First-Time Home Buying

Buying your first home can be exciting and stressful. The more you know about the home buying process, the more confident you'll feel when making the important decisions. Some steps, like prequalifying for a loan, can help the process go smoothly.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the mortgage application process to bring you a faster, more technologically advanced way to finance your home.

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Buying Your Next Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the mortgage application process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the mortgage application process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply

Building A New Home

Construction Loans

Construction loans offer flexible options for financing while your home is being built as well as the long term financing after your home is complete. You can finance each phase separately or look at one loan that covers both phases.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the mortgage application process to bring you a faster, more technologically advanced way to finance your home.

Check RatesApply


More Loan Options

 

DREAM BIG, SAVE BIG WITH A BECU JUMBO LOAN

 

If you're thinking about buying a new home or refinancing your mortgage for amounts over $766,550, BECU can help with a money-saving jumbo loan. Apply now.

 

  • New and improved jumbo loan parameters 
  • No Origination Fee
  • We offer up to a $1,250,000 loan amount at 95% Loan-to-Value
  • We finance up to $3 million dollars

 

Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan program rates, terms and conditions subject to change without notice.


 

REFINANCE YOUR LOAN TO A NO FEE 12-YEAR FIXED BECU MORTGAGE

 

If you owe $766,550 or less on your mortgage, you can take advantage of low refinance rates - and pay no BECU closing costs! Apply now.

 

The BECU 12-Year No Fee Mortgage lets you:

  • Refinance your existing mortgage without additional BECU costs or fees
  • Lock in your low rate as soon as your application is submitted
  • Get a loan amount of up to $766,550

 

12-Year No Fee loans are for refinances only. Borrower is responsible for paying other financial institution fees and charges related to the existing loan (for example, payoff demand statement fee and/or a re-conveyance fee) as well as any prepayment penalty imposed by that lender. The borrower is responsible for payment of per diem interest and property taxes and insurance premiums (if due). Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs, terms and conditions subject to change without notice.







GET PRE-QUALIFIED FIRST

Thinking about buying but not quite ready to apply?
Pre-qualify for a loan.



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